Medically reviewed by Gabriela Asturias, MD on June 24, 2024This step-by-step guide will walk you through how to locate a Humana therapist, understand your current Humana mental-health coverage, and book an in-person or virtual visit.
Academy of Certified Social Workers License (ACSW)
100 Mission Street, San Francisco, California 94105
BlueCross Provider is a Academy of Certified Social Workers License (ACSW) in San Francisco, California. They treat Abuse.
A very good mental therapist.
Certified Addiction Counselor (CAC), Licensed Master Social Worker (LMSW), Licensed Social Worker (LSW), Marriage and Family Therapist (MFT), Marriage, Family, and Child Counselor (MFCC), Massage Therapist, National Certified Counselor (NCC), Nutritionist, Occupational Therapist, Nurse Psychotherapist, Other
4735 Merle Hay Road, Des Moines, Iowa 50322
Edward Lucky is a Certified Addiction Counselor (CAC) in Des Moines, Iowa. They treat Bulimia Nervosa, Divorce, Personal Growth.
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Academy of Certified Social Workers License (ACSW), Certified Addiction Counselor (CAC), Certified Group Psychotherapist (CGP), Certified Social Worker (CSW), Counselor, Executive Function Coach, Hypnotherapist, Diplomate in Clinical Social Work (DCSW)
Hana Highway, Kula, Hawaii 96790
Jane Miller is a Academy of Certified Social Workers License (ACSW) in Kula, Hawaii and has been in practice for 21 years. They treat Adoption, Anxiety, Body Image.
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Certified Addiction Counselor (CAC), Certified Clinical Social Worker (CSW), Certified Eating Disorder Specialist, Board Certified Behavior Analyst (BCBA), Audiologist, Certified Group Psychotherapist (CGP), Academy of Certified Social Workers License (ACSW), Advanced Practice Registered Nurse (APRN), Associate Marriage and Family Therapist, Certified Social Worker (CSW), Certified Trauma Professional, Community Resource, Counselor, Credentialed Sexual Abuse Youth Clinician (CSAYC), Diplomate in Clinical Social Work (DCSW), Education Specialist (EdS), Executive Function Coach, Hypnotherapist, Independent Substance Abuse Counselor, Licensed Addiction Counselor (LAC), Licensed Associate Counselor (LAC), Licensed Clinical Addictions Counselor (LCAC), Licensed Clinical Marriage and Family Therapist, Licensed Clinical Mental Health Counselor (LCMHC), Licensed Clinical Professional Counselor (LCPC), Licensed Clinical Social Worker (LCSW), Licensed Clinical Social Worker Associate, Licensed Graduate Social Worker, Licensed Independent Clinical Social Worker (LICSW), Licensed Marriage and Family Therapist (LMFT), Licensed Master Level Psychologist (LMLP), Licensed Master Social Worker (LMSW), Licensed Masters Addiction Counselor (LMAC), Licensed Mental Health Counselor (LMHC), Licensed Mental Health Practitioner (LMHP), Licensed Professional Clinical Counselor (LPCC)
632 Josh Way, Alpine, California 91901
Olena Preprod is a Certified Addiction Counselor (CAC) in Alpine, California. They treat Immigration/Acculturation, Avoidant Personality, Personality Disorders.
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Nurse Practitioner
3400 Spruce Street, Philadelphia, Pennsylvania 19104
Bilbao Torbins is a Nurse Practitioner in Philadelphia, Pennsylvania. They treat Body Image, Binge-Eating Disorder, Anxiety.
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Certified Clinical Social Worker (CSW), Academy of Certified Social Workers License (ACSW), Advanced Practice Registered Nurse (APRN), Associate Marriage and Family Therapist, Audiologist, Board Certified Behavior Analyst (BCBA), Certified Addiction Counselor (CAC), Certified Eating Disorder Specialist, Certified Group Psychotherapist (CGP), Certified Social Worker (CSW), Certified Trauma Professional, Community Resource, Counselor, Credentialed Sexual Abuse Youth Clinician (CSAYC), Diplomate in Clinical Social Work (DCSW), Education Specialist (EdS), Executive Function Coach, Hypnotherapist, Independent Substance Abuse Counselor, Licensed Addiction Counselor (LAC), Licensed Associate Counselor (LAC), Licensed Clinical Addictions Counselor (LCAC), Licensed Clinical Marriage and Family Therapist, Licensed Clinical Mental Health Counselor (LCMHC), Licensed Clinical Professional Counselor (LCPC), Licensed Clinical Social Worker (LCSW), Licensed Clinical Social Worker Associate, Licensed Graduate Social Worker, Licensed Independent Clinical Social Worker (LICSW), Licensed Marriage and Family Therapist (LMFT), Licensed Master Level Psychologist (LMLP), Licensed Master Social Worker (LMSW), Licensed Masters Addiction Counselor (LMAC), Licensed Mental Health Counselor (LMHC), Licensed Mental Health Practitioner (LMHP), Licensed Professional Clinical Counselor (LPCC), Licensed Professional Counselor (LPC), Licensed Psychological Examiner-Independent, Licensed Sex Offender Treatment Provider (LSOTP), Licensed Social Worker (LSW), Licensed Specialist Clinical Social Work (LSCSW), Limited Licensed Master Social Worker (LLMSW), Limited Licensed Professional Counselor (LLPC), Marriage and Family Therapist (MFT), Marriage, Family, and Child Counselor (MFCC), Massage Therapist, National Certified Counselor (NCC), Neuropsychologist, Nurse Practitioner, Nurse Psychotherapist, Nutritionist, Occupational Therapist, Other, Pastoral Counselor, Peer Support, Physician Assistant, Pre-Licensed Professional, Primary Care Physician, Psychiatric Nurse, Psychiatric Nurse Practitioner, Psychiatrist, Psychologist, Psychotherapist, Registered Dietitian, Registered Nurse, Speech-language Pathologists
Vista Alpine Road, Alpine, California 91901
Adria Terrell is a Certified Clinical Social Worker (CSW) in Alpine, California. They treat Personality Disorders, Avoidant Personality, Self-Esteem.
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| Plan Type | In-Network Therapy & Psychiatry Cost* | Key Points |
|---|---|---|
| Humana Medicare Advantage (HMO/PPO) | $0–$35 copay in office** · $0 virtual on many plans | No visit limits; mental health shares your medical deductible if one exists |
| Humana Medicare Supplement (Medigap) + Original Medicare | 20 % of the Medicare-approved amount after the Part B deductible ($257 in 2025) | Medigap typically pays that 20 % for you |
| Humana Medicaid (select states) | $0 copay | Unlimited medically necessary visits |
| Legacy Employer PPO/HMO (shrinking segment) | $0–$40 copay in network; 20 % after deductible on high-deductible plans | Check your Evidence of Coverage |
*Figures are 2025 averages—always confirm your own Summary of Benefits or Medicaid member handbook.
Coverage fast facts
| Provider Type | Typical Role |
|---|---|
| Therapist / Counselor (LCSW, LMFT, LPC) | Weekly talk therapy, coping skills, family sessions |
| Psychologist (PhD, PsyD) | Psychological testing, trauma-focused or specialty modalities |
| Psychiatrist (MD/DO) | Diagnosis, medication management, complex cases |
Anita, 67, retired nurse in Tampa, carries a Humana Gold Plus Medicare Advantage HMO. She’s been struggling with grief after losing a sibling. Here’s her 12-day path from symptoms to care:
Total out-of-pocket cost: $0. Total time from search to first appointment: 3 days.
| Stay In-Network (highly recommended) | Go Out-of-Network (Medicare Supplement & some PPO only) |
| Predictable copay/coinsurance | Pay full fee up front, submit a claim for partial reimbursement |
| Claims filed automatically | You handle paperwork |
| Integrated with Humana case-management tools | Useful for niche specialties if the network is thin |
If you can’t secure an in-network appointment within 10 business days, ask Humana for a network-adequacy exception. They must help you find care or approve out-of-network reimbursement at in-network rates.
| Platform | Services | Typical Member Cost | Who’s Eligible |
|---|---|---|---|
| Humana Virtual Therapy (Teladoc-powered) | Video therapy & psychiatry | $0 on most MA plans; $0–$30 on commercial PPO | Medicare Advantage, employer legacy plans |
| State Medicaid Telehealth | Video or audio-only therapy | $0 | Medicaid members (coverage varies by state) |
| Self-Guided Tools | On-demand CBT, mindfulness tracks | $0 | All members via MyHumana Wellness hub |
Telehealth visits count toward your out-of-pocket max just like office visits.
| Setting | Medicare Advantage | Medigap + Original Medicare | Medicaid | Legacy Employer Plan |
|---|---|---|---|---|
| In-office therapy (45 min) | $0–$35 copay | 20 % (often paid by Medigap) | $0 | $0–$40 copay |
| Network tele-therapy | Often $0 | 20 % (Medigap pays) | $0 | Deductible, then $0 |
| Initial psychiatry eval | $0–$50 copay | 20 % | $0 | $40–$60 copay |
If the first match isn’t ideal, reopen the directory—switching therapists that take Humana is quick and penalty-free.
1. Keep a Record Write down every provider you contact. Include:
This documentation will help if you need to escalate.
2. Contact Humana Care Management: Call the number on your Humana insurance card and ask to speak with a Behavioral Health Care Manager. They can help you search for cancellations or providers with sooner availability—even across different ZIP codes.
3. Request a Network Adequacy Exception: If no in-network provider is available within 10 business days, you have the right to request a network adequacy exception. Humana may approve care with an out-of-network provider at in-network rates to meet timely access standards.
4. File a Grievance Through MyHumana: If you're still facing delays, submit a formal grievance via your MyHumana account. Humana must respond within 30 days, and many members report faster resolution after filing.
Bottom line: Be polite, persistent, and organized. Members who keep good notes and ask the right questions often secure faster access to in-network Humana psychologists or psychiatrists.
Does Humana cover therapy? Yes. Outpatient therapy with enrolled, in-network clinicians is a core medical benefit across Medicare Advantage, Medicaid, and remaining employer plans. Typical cost: $0–$35 per session or 20 % coinsurance for Original Medicare.
How do I find therapists that take Humana near me? Log in to MyHumana → Find a Doctor → Behavioral Health and filter by ZIP, specialty, and availability.
What’s the difference between a Humana therapist and a Humana psychologist? “Therapist” (LCSW, LMFT, LPC) is a broad counseling designation. “Psychologist” (PhD/PsyD) can also conduct testing. Both are covered if in network.
Are Humana psychiatrists accepting new patients? Many are—especially via virtual visits. Use the “Accepting new patients” filter and consider tele-slots.
Will my virtual session count toward my deductible? Yes. Telehealth visits apply to the same deductible and out-of-pocket max as office visits.
Remember, recovery is possible. With early intervention, a supportive network, and the right professional care, you can overcome the challenges of Humana and build a fulfilling life. We are here to help you find care.
